Save for Hajj.
In Real Gold & Silver.
A Shariah-compliant savings and investment platform helping Muslims save for Hajj through allocated physical gold and silver , with AI-guided planning, Qabd ownership, and physical vaulting.
2B+
Muslims worldwide
£10B+
Annual Hajj savings market
AAOIFI 57
Shariah-certified
The Problem
Saving for Hajj shouldn’t mean losing value.
Hajj is a multi-year savings goal, but cash loses purchasing power over time. Most investment products involve Riba, leverage, or unclear Shariah structures. Pilgrims need a way to preserve value while staying liquid when packages open.
~40%
Inflation erodes cash
Cash savings in GBP lose ~40% purchasing power over 10 years — even worse in EGP, PKR, NGN.
£6K–£15K
Hajj costs keep rising
A Hajj package costs £6K–£15K per person depending on your origin. Saving takes 5–10 years.
Riba-free
Conventional options don't fit
Most savings accounts involve Riba (interest) or unclear Shariah structures. Muslims need a clear halal alternative.
The Insight
Muslims already trust gold and silver.
Gold has preserved purchasing power over 10+ year horizons, making it ideal for Hajj saving timeframes. Digital fractional ownership makes small recurring purchases possible — but no platform has connected this to Hajj.
Trusted for centuries
Gold and silver are familiar stores of value across every Muslim community, from Southeast Asia to the Middle East.
Digital fractional ownership
Modern fintech makes it possible to buy small amounts of physical gold and silver — as little as £10 at a time.
Hajj is a natural savings goal
A clear, time-bound financial target with deep spiritual meaning — the perfect use case for goal-based gold investing.
Gold Price (GBP/oz)
£2,400
Gold has outperformed GBP cash savings by 4–6x over the same period
The Solution
The Hajj Smart-Savings Vault
We turn Hajj saving from manual cash-saving into a structured, Shariah-compliant wealth plan backed by physical gold and silver with an AI robo-advisor that adjusts your savings automatically.
Set Your Hajj Goal
Choose your target package and expected travel date. The platform calculates how much you need to save each month.
Deposit Weekly or Monthly
Automate recurring deposits. The platform buys allocated physical gold or silver through spot transactions on your behalf.
AI Adjusts Your Plan
Our AI robo-advisor dynamically adjusts your savings pace, metal mix, and cash buffer based on market conditions and your goal timeline.
Liquidate When Ready
When Hajj packages open, liquidate your holdings into SAR directly to your Nusuk Wallet , ready for package payment.
Gold Vault
AllocatedSpot price: £67.62/g
£6,248
92.4g held
Your Gold
92.4g
100%
Avg Buy Price
£58.30/g
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The Product
Everything you need to save for Hajj in gold
From AI-powered savings to physical vaulting and Nusuk Wallet integration , purpose-built for the Hajj journey.
AI Robo-Advisor
AI-guided dollar-cost averaging and dip-based spot accumulation. Dynamically adjusts your savings pace, metal mix, and cash buffer based on market conditions.
Physical Backing
Every gram is allocated in LBMA-accredited vaults across Switzerland, London, and KSA. You own the metal , not a paper promise or ETF.
Qabd Ownership
Your ownership is recorded through allocated metal holdings. Title passes immediately at the time of spot purchase , full possession in Islamic law.
Nusuk Wallet Integration
Liquidate your holdings directly into Saudi Riyals when Hajj packages open. Seamless payment flow to Nusuk-approved organisers.
Spot-Only Transactions
All purchases settled at current market price (T+0). No deferred contracts, no margin, no leverage , just clean spot trades with full payment upfront.
Multi-Jurisdiction Vaulting
Gold and silver held across Switzerland, London, and KSA vaults. Geographically diversified storage with full insurance and regular audits.
Gold & Silver Portfolio
Fully Allocated92.4g
Gold @ £67.62/g
720g
Silver @ £0.87/g
Physical Backing
Own real gold & silver.
Not paper promises.
Your metals are fully allocated and stored in LBMA-accredited vaults across Switzerland, London, and KSA. You own the physical metal . We just handle the logistics.
Fully Allocated
Every gram is physically held in your name. No fractional reserves, no synthetic exposure. Your ownership is recorded in our allocated metal ledger.
Vaulted in Switzerland, London & KSA
Your metals are stored in LBMA-accredited vaults across three jurisdictions , one of the world's most secure precious metals networks.
Redeem Anytime
Sell back at market price, liquidate into SAR for Nusuk Wallet payments, or arrange physical delivery. Full liquidity, no lock-in periods.
Invest for Hajj is building the future
of Hajj savings.
A Shariah-compliant savings platform combining physical gold and silver, AI-guided planning, and Nusuk Wallet integration — purpose-built for the journey of a lifetime.
Shariah-Compliant • AAOIFI 57 • Physical Gold & Silver